The World Bank s traditional instruments have been (and still are) low interest loans, interest free credits, and grants.

The 199,532 in interest earned on 1,361 loans active during the reporting period was channelled into new loans.

SOEs will lose their low interest loans, subsidized land, monopoly protection, and privileged housing.

6. Use of selective nominal interest rates in such a way that interest rates on loans for speculative activities would be greater than the rates on loans for productive activities, and resulting weighted real interest rates for savings would be positive.

As a result, debt from accrued unpaid interest had increased and it had become more difficult to obtain new loans or loans on favourable terms.

And the Fund has assisted low income countries with large loans at unprecedented zero interest rates.

The higher interest rates would also apply to corporate bonds and bank loans, weakening business investment.

c Defaulted on restructured loans, December 1998 defaulted on interest arrears notes, June 1999.

The Agricultural Bank of Namibia, for example, provided low interest loans to women farmers.

For example, the classical prohibition on usury was softened from a ban on charging interest on all loans to a ban on charging interest on loans for which the lender had no alternative use, i.e., for charging interest on hoards or cash balances.

Most of this is accumulated interest on loans borrowed by rapacious dictators of the past.

Meanwhile, interest rates on bank loans to nonfinancial enterprises remain close to 7 , despite having fallen slightly over the last year. And, in the second quarter of this year, the annualized interest rate on loans to small nonfinancial corporations surpassed 25 .

Can a bank just continue issuing loans and checking accounts indefinitely and essentially collecting the difference in the interest between the interest it gets on the loan and the interest it gives on the checking account?

All loans from banks, including the VANWODS scheme (a microfinance scheme for disadvantaged women currently operating in Port Vila) are charged at 16 per cent interest on loans.

81. Commercial banks are neither equipped nor interested in providing small loans at a reasonable interest rate.

They didn't make loans and then sell the loans.

The donors might pay part of the interest cost or principal on loans and provide the funds to repay the arrears.

10. Creation of a special fund for loans at subsidized interest rates to certain groups of economic operators.

I am not advocating a return to the early Middle Ages, when Church usury laws forbade interest on loans.

Similarly, loans for economic development should be extended at a concessionary interest rate with a long term payback schedule.

However, some microfinance institutions charged interest on loans and the Government was investigating ways of reducing interest rates to ensure that the recipients of credit were able to benefit fully from it.

Under the current system, the fixed differentials between interest rates on deposits and those on loans translate into monopolistic profits for commercial banks.

These loans are usually given at very favourable terms with interest rates of 1 per cent or less and maturities over 30 years.

The National Bank for example has School Fee loans, Personal loans and lease loans at different rates of repayment.

In some cases, explicit age barriers prevent younger or older persons from qualifying for microcredit schemes or low interest loans.

Contracting and granting loans

3. Loans and credits

But the Bank also provides grants and low interest loans to the poorest countries, particularly for education and health, and advises these countries on development strategies.

But the Fed s low interest, non recourse loans to buy up toxic assets have not yet caused a stampede of participants.

The rich world should also provide the poorest countries with grants and low interest loans to buy sustainable energy technologies, such as solar and geothermal power.

The head of the delegation had mentioned his efforts at decreasing the interest rates for women's loans, an important priority for women in the Third World, for such loans enabled rural women to launch microenterprises.

I am not advocating a return to the early Middle Ages, when Church usury laws forbade interest on loans. Back then, financial market participants had to devise fantastic schemes and contortions to disguise interest payments.

Tools include seed funding, training, consultation services, interest free proposal development loans and more flexible mortgage loan insurance to facilitate the financing of affordable housing.

loans instead when these countries couldn't repay these loans.

Bank Loans, Mortgages and Credit.

Criteria for loans and grants

Distinction between loans and deposits

(ii) Bank loans and overdrafts

For banks, the assets typically include commercial and personal loans, mortgages, construction loans and investment securities.

Instead, up to now at least, the government has mostly been providing (high interest) loans rather than engaging in massive equity buyouts.

Housing cooperatives, which already account for 10 per cent of the total housing production, are provided loans at favourable rates of interest.

Concessional loans at trifling interest rates (between 0.25 and 0.75 , well below the cost of servicing the loans) are also extended as lines of credit, tied mainly to the purchase of Indian goods and services, and countries in Africa have been clamoring for them.

Since the signing of the PLO Israel agreement, the Chinese Government has provided the Palestinian side with two interest free loans and a number of grants.

During the American Civil War President Lincoln bypassed the high interest loans offered by the European banks and decided to do what the founding fathers advocated.

Loans disbursed