Social insurance

3) social insurance and assistance

Source Social Insurance Board, www.ensib.ee

Benefiting from social security programmes.

The National Insurance Institute (NII) is the governmental body responsible for the administration of the social insurance programs.

Social security may refer to social insurance, where people receive benefits or services in recognition of contributions to an insurance program.

The obligatory health insurance funds are collected by the health insurance offices in cantons and Federation and Republika Srpska health insurance funds.

Insurance companies, insurance brokers, and institutions involved with private pension plans or social security

Social Insurance mitigates risks associated with unemployment, ill health, disability, work related injury and old age, such as health insurance or unemployment insurance.

Therefore, compulsory contributions to a social insurance scheme must not necessarily result in the payment of insurance benefits.

The system of social security is still developing in Pakistan.

By 2002, about 4.4m people had bought social insurance, of which 3.8 m were from the State sector and accounted for 86.4 of the total buyers.

The protection will be covered by means of the establishment of a collective fund separated from the existing social security fund.

The question of paying pregnancy and maternity benefits with social insurance monies is currently under consideration.

The plans for the different branches of social security in the principal social security institutions in Mexico offer the following forms of insurance and benefits

Female workers who have paid social insurance for 15 years receive pension equal to 45 of the average monthly salary, which is the basis for payment of social insurance, as applied for male workers.

She did it because she ran a country that had a national health service.

Although such programs have been substantial in Europe and the US, the working poor remain as marginalized as ever.

Now relevant agencies are helping the Government to finalize the policy on social insurance for voluntary retirement, so that workers from all economic sectors, including farmers and freelance workers can have pension.

Mexico has chosen a targeted insurance scheme for households that are not covered by social security scheme and are too poor to afford private insurance.

And for each year of paid social insurance, they will receive one half of the average monthly salary up to five months.

Concerning social insurance, the Charter on Social Insurance has been revised in 2003 to include more provisions beneficial to female workers as mentioned above.

The first tier is a pension scheme that is based on social insurance contribution payments and that operates according to the principle of the solidarity of generations.

Female workers aged 55, having paid social insurance for 25 years and male workers aged 60, having paid social insurance for 30 years, are entitled to equal maximum monthly pension in accordance with the Government's regulations.

The Social Security Act of 1990 is currently being amended to support the pattern, conditions, criteria and process of implementation of the above procedure. It is expected that, if this procedure is approved by the Cabinet, the current social security system may be extended to cover the informal sector by 2006.

Insuring Against Insurance

Government Decree 01 2003 ND CP on January 9, 2003 amending the Charter on Social Insurance.

As stated in the previous report, the voluntary social insurance has been applied on pilot basis in a number of localities.

As stated under Article 11 also, the system of social security is not very well developed in Pakistan.

International media agencies and activists alike have pushed images of female Peshmerga in their coverage and on social networking sites.

This is a task for the IND (Immigration and Naturalisation Service) as well as for agencies such as the CBS (Statistics Netherlands) and SCP (Social and Cultural Planning Office).

The minimum pension amount has been established the total pension amount shall not be less than the state social insurance benefit (30 LVL), at the same time, each child's share should not be less than 50 of the state social insurance benefit for.

Activities include insurance and annuities, life insurance, retirement insurance, health insurance, and property casualty insurance.

At present, the number of female workers buying social insurance is very high (50.5 ), 52.2 of which belongs to the public service sector.

Pursuant to the Law On State Social Insurance all employees who have reached the age of 15 are subject to social insurance against accidents at work and occupational diseases.

In this way, the sources of financing will be coordinated between the IMSS, the ISSSTE and National Insurance.

Organisations that have contact with prostitutes, such as social work agencies and the GGD (Municipal Health Services) report that it is difficult for them to integrate into society.

According to the current regulations, those obliged to buy social insurance include employees of enterprises of different economic sectors including private and non state ones.

These benefits include housing allowance, transport allowance medical allowance and social security benefits.

There is an attempt to extend the protection under the Social Insurance Act to also cover home workers and other workers in the informal sector.

Insurance?

Compensation for industrial injuries and ill health are covered by the Worker Compensation Act applying to those workers that fall outside the scope of the Provincial Employees Social Security Ordinance, 1965.

In its turn, the Law On State Social Insurance of 1 October 1997 provides that all employees and the self employed are subject to maternity insurance.

It provides specific guidance for insurance supervisors and the insurance sector.

According to 2001 data from the National Institute of Statistics and Censuses, the social security coverage of the employed EAP is about 16.7 per cent. This is equivalent to a national social security coverage level of less than 10 per cent.