Moreover, most small business loans are collateral based, but the value of the most common form of collateral, real estate, has plummeted.

After all, small enterprises rely on collateral based lending, and the value of real estate the main form of collateral is still down one third from its pre crisis level.

What this means is simpler than it sounds the rising value of collateral tends to be seen as offering higher repayment probabilities.

LONDON Every economic collapse brings a demand for debt forgiveness. The incomes needed to repay loans have evaporated, and assets posted as collateral have lost value.

That is, an increase in the willingness to lend tends to increase the value of the collateral, and also improves the borrowers performance, thereby encouraging a relaxation of credit criteria.

The Collateral Damage of Europe s Rescue

As long as the marginal piece of German debt is used as collateral for a short term loan or as the centerpiece of a repurchase agreement to gain liquidity, its value is much more likely to be determined by the terms on which the ECB accepts it as collateral than by its fundamentals.

He who is collateral for a stranger will suffer for it, but he who refuses pledges of collateral is secure.

They cannot provide real collateral.

Boom bust processes usually revolve around credit, and always involve a bias or misconception usually a failure to recognize a reflexive, circular connection between the willingness to lend and the value of the collateral.

The sound principle is excess collateral.

To a large extent, this collateral consisted of government bonds.

Life is a right, not collateral or casual.

It loaned on little collateral to shaky banks.

The difficulty of coming up with the collateral required for credit

Hubs that lack resilience create cascades of collateral damage when they fail.

Hubs that lack resilience create cascades of collateral damage when they fail.

By so much, Jesus has become the collateral of a better covenant.

Financial booms provide collateral that supports debt financed spending.

As a result of their increased use of explosives collateral damage has increased.

The collateral damage for EU foreign policy is also significant.

For loans exceeding Rs. 25,000 the bank requires tangible collateral.

In his 1908 essay Der moderne Denkmalkultus (The modern cult of monuments) he describes historical value, artistic value, age value, commemorative value, use value, and newness value.

But this seems like collateral damage from the pursuit of an overriding political objective.

Stringent considerations of the risk of collateral damage are applied each time they are used.

Furthermore, collateral especially real estate assets will continue to be downgraded.

However, Israel should have taken greater care to minimize collateral damage.

Private borrowers often have to offer collateral, such as their houses.

They assured me that they are very sensitive to collateral damage .

The value of freedom. It's a value of community.

A man void of understanding strikes hands, and becomes collateral in the presence of his neighbor.

Don't you be one of those who strike hands, of those who are collateral for debts.

The Ecumenical Patriarchate, as a foreign observer observes, only receives collateral damage.

Collateral law reform, as mentioned previously, should also help enhance creditor rights.

After the depreciation, the collateral, valued in dollars, is worth less. Loan covenants have likely been broken, and lenders begin demanding that the borrower either put up new collateral or deleverage and repay part of the loan.

If there is 120 of collateral guaranteeing a 100 bond, the bond is safer, no doubt.

But this implies a complex and cumbersome approval process and the provision of high quality collateral.

From my professional vantage point, I sense a mounting risk of collateral damage and unintended consequences.

Furthermore the Royal Air Force applies robust collateral damage considerations to every use of cluster munitions.

Introducing flexibility to make it easier for women to post collateral for loans.

Thus, further lending, even against over valued collateral, was sold as a sign of good times ahead.

The destruction of wealth also destroys collateral, which means that even those who wish to borrow cannot.

The new collateral requirements, together with tentative talk of autonomous interest rates, represents a remarkable incipient innovation.

Such a commitment served China extremely well in avoiding collateral damage from the crisis of 2008 2009.

As land is inalienable, it cannot be used as collateral property assets in terms of houses is difficult as most houses in rural areas are not permanent and limited availability of collateral restricts almost all women from accessing credit from commercial banks.