Finally, the bankers are paid according to return on equity, unadjusted for risk, so it is very much in their interest to continue running their business with very little equity.

If house prices go up, you make a good return on your equity (and a better return than if you had put 20 down).

For example, they use return on equity as their primary measure of profitability, but neglect to distinguish between ROE and shareholder value.

Governments do not tax the return on equity less than debt interest, and lenders do not sufficiently honor the benefits of high equity with lower interest rates, owing to a lack of information about the true repayment probability.

It opened its first branch on November 22, 1999 and managed to achieve in its first year of activity a 5 return on equity.

Ms. Tavares da Silva said that she wished to return to the issue of equality versus equity, which was more than just a question of terminology.

Higher leverage increases their payoffs when times are good as executives and traders are paid based on their return on equity.

As a result, ample reserve funds have been created on the banks balance sheets and return on equity has remained high.

The bankers retort that they must pay a higher return on any additional equity that they issue, so that more equity would increase their cost of capital, forcing them to raise interest rates on the loans they make, which would reduce economic activity.

Ms. Wahlstrom stressed the challenge of the return of Burundians to their communities of origin and stated that, in this context, the issue of equity in assistance was essential.

In the past, bank executives bonuses were often based on accounting measures that are of interest primarily to common shareholders, such as return on equity or earnings per common share.

And leading bank executives still insist that they should be allowed to run highly leveraged global businesses, in which they are paid based on their return on equity unadjusted for any risk.

If the portfolio does less well profits of 4 per year the managers still get a healthy but sub market return of 10 per year on their equity.

Higher equity capital requirements, for example, require banks to fund themselves with relatively more equity and relatively less debt.

Increase of access to education and equity

Start with equity.

Clearly, we need to know whether and how the Kosovo Serbs will be able to continue to live in Kosovo or to return under conditions that are consistent with law, equity and the standards that prevail in Europe today.

i. Gender Equity Policy

Promoting greater gender equity.

As a further enhancement to the Australian Government's equity provisions for higher education students, the Higher Education Equity Support Programme was introduced in 2005 following a review of higher education equity measures under the reforms.

Equity markets were subjected to disclosure and transparency requirements.

Taming the Private Equity Locusts

Employment equity and workplace diversity

This form of financing is often used by private equity investors to reduce the amount of equity capital required to finance a leveraged buyout or major expansion.

To effect these plans, an Equity Desk was established under the Department of Strategic Management and a Social Equity Task Force with representatives from both Government and civil society organizations were appointed to monitor the development and implementation of the Gender Equity Policy.

Equity structures have also benefited from logistical support (computers, office facilities) and from technical assistance (National Equity Committee).

Regulators might consider imposing pro cyclical equity requirements increasing the equity percentage in boom times in order to offset losses in the inevitable bust times.

As indicated in the Background section, the Gender Equity Policy of the Comprehensive Reform Programme highlighted the directive to Ministries to incorporate gender equity policies in their programmes.

Subprogramme 4 Social development and equity

Warren Buffet showed another way, in providing equity to Goldman Sachs.

The equity capital of banks urgently needs to be substantially increased.

to receive instruction in wise dealing, in righteousness, justice, and equity

To receive the instruction of wisdom, justice, and judgment, and equity

Not to be forgotten is the unfulfilled agenda of gender equity.

Use more equity, and equity becomes less leveraged and less risky, which causes investors to demand lower returns to hold it, and again the overall financing cost remains the same.

The governance structures have to function according to democratic principles, founded on equity.

Gender Equity Policy and The Nine Benchmarks

This has led to heightened volatility in equity, money, and debt markets.

Secondaries Secondary investments refer to investments made in existing private equity assets.

Fiscal reform should enhance government legitimacy by paying greater attention to equity.

Also to punish the just is not good, nor to strike princes for equity.

Indeed, if, as some believe, only a fraction of the banks equity is at risk, the potential debt equity swaps would be minuscule.

The advantage of equity capital is that it is loss absorbing, meaning that only after losses wipe out all of the equity do they need to be apportioned between creditors.

The welcome return to civility is not, therefore, a return to mutual trust.

The Pay Equity Act was adopted in 1996.