None of the major banks met even the Basel 1 standards for capital adequacy.

Banks capital adequacy ratios were set globally, and, once set, remained fixed.

Similarly, banks would have incentives to game capital adequacy requirements by manipulating how capital and assets are defined.

While seven percent of all owners were living below adequacy standards, only two percent of all owners were actually in core housing need while experiencing adequacy problems.

There seems to be little appetite for proposals to vary capital adequacy requirements counter cyclically.

Moreover, the use of mechanistic rules to determine capital adequacy has also inadvertently encouraged systemic imprudence.

And, if the BoE s Andrew Haldane is right that rising pressures in Asia threaten future turmoil, the West will regret its failure to entrench global capital adequacy and liquidity standards and a more transparent early warning system.

Since high risk premiums on government bonds endanger the capital adequacy of banks, half a solution is not enough.

Though somewhat worse off, renters followed a similar pattern while nine percent of all renters were living below adequacy standards, only four percent of all renters were actually in core housing need and experiencing adequacy problems.

The recent agreement by the Basel Committee on Banking Supervision on a new capital adequacy framework is another positive step.

For instance, we know that the global capital adequacy requirements produced by the Basel Committee reflect overwhelmingly the influence of large banks.

European banks, traditionally a major source of trade finance, have pulled back dramatically, owing to capital adequacy problems caused by sovereign debt capital losses and, in some cases, losses from real estate lending.

Regarding the banking sector, stress tests have been applied since 2004, and a target capital adequacy ratio of 12 has been maintained since 2006.

Indeed, ignorance about what is actually at risk makes debates about the right formula for capital buffers surreal. Moreover, the use of mechanistic rules to determine capital adequacy has also inadvertently encouraged systemic imprudence.

As capital is globalized, so basic labor standards should be global.

Furthermore, emerging international banking capital adequacy regulations (Basel II), make the credit risks rating of potential borrowers a condition for their access to bank loans.

There seems to be little appetite for proposals to vary capital adequacy requirements counter cyclically. This would enable capital buffers to be created in good years, which could then be drawn down in bad years.

At the global level, UNICEF will ensure the alignment of OMPs with MTSP focus areas and standards and will verify the adequacy of oversight and control mechanisms.

Capital adequacy was a matter of judgment examiners would figure out how large a buffer a bank ought to have, taking into account its specific risks.

Many eurozone banks have made far less progress in strengthening their capital adequacy and liquidity than have American and British banks since the financial crisis erupted.

We recommend that the Commission on Crime Prevention and Criminal Justice give consideration to reviewing the adequacy of standards and norms in relation to prison management and prisoners.

30. We recommend that the Commission on Crime Prevention and Criminal Justice give consideration to reviewing the adequacy of standards and norms in relation to prison management and prisoners.

Haldane rightly complained that banking regulation has evolved from a small number of very specific guidelines to mind numbingly complicated statistical algorithms for measuring risk and capital adequacy.

Of course, some discussion of financial sector reform is taking place in a variety of forums, with a gradual consensus building around sliding or incremental capital adequacy rules.

(iii) Adequacy of sanctions (article 11)

They cannot raise much more capital during the crisis, so, in order to restore capital adequacy, they stop making new loans and call in their outstanding loans, thereby throwing the entire economy if not the entire global economy into a tailspin.

The Compliance Officer will establish the policies of the Investment Management Service in regard to standards of ethical behaviour, review the Service's procedures to ensure their adequacy and effectiveness and monitor the adherence of sub advisers and service providers to the standards of the Service.

Even during the crisis, banks capital adequacy ratios were higher than the Basel II requirement of 8 , and their distribution of profits has been under the BRSA s close supervision since 2008.

Keeping those loans on the books would have meant that a bank would have had to incur a large capital adequacy provision and monitor the loans performance, at a cost to itself.

But there were unintended consequences. The failure of US regulators to tighten capital and lending standards when abundant capital inflows combined with loose Fed policies ignited a furious credit boom.

On the positive side, we have broad agreement on higher quality capital and liquidity standards with appropriate phase in arrangements.

In his view, the Tribunal's power to impose capital punishment demonstrated the extent to which it contravened international human rights standards.

Any financial institution that is too big or too interconnected to fail, or could quickly become so, must be closely regulated and monitored for risk and capital adequacy in real time, or be broken up into smaller firms.

(d) Assessing the adequacy and effectiveness of internal and external audit services

During this process the continued adequacy of controls should be carefully considered.

Moreover, the restrictions themselves fail to comply with the proportionality and adequacy test.

Having been burned by the crisis, banks have tightened their lending standards, and will now be subject to more stringent capital and liquidity requirements.

The development and implementation of the Basel III banking standards are essential to introducing countercyclical capital buffers and additional loss absorbency for these institutions.

Similarly, outsourcing to low wage countries improves living standards only if the human capital released can be used to make new goods and services.

Of all households in core housing need, 75 percent had only affordability problems, 16 percent had affordability problems combined with suitability and or adequacy problems, while a further nine percent experienced either suitability and or adequacy problems.

Current ultra low interest rates may be scaring people about the adequacy of future income.

Cluster munitions a need to further examine IHL implementation and the adequacy of the law

The adequacy of resources and staffing level is a management issue, not a financial one.

In its recent reports, the FSB has concentrated on capital requirements, on closing legal loopholes that allow banks to evade them, and on improving accounting standards.

Under such circumstances, the upper middle classes in developed countries increasingly came to look for capital gains instead of improving their living standards through productive work.