A proposed banking union would help to separate the commercial banks creditworthiness from that of their government.

They anticipate revenue in order to appear creditworthy.

Lenders (the bankers) are suspicious, worried about creditworthiness, and demand high risk premia.

First, when they transact among themselves, large players do not insist on an adequate amount of collateral, relying on the counterparty s generic creditworthiness (and on the implicit guarantees that governments provided to large firms).

At the same time, additional initiatives have been taken to increase the access to finance of credit worthy enterprises.

A number of speakers emphasized the importance of assessing and controlling the use of new borrowing once creditworthiness was established.

This would, in its turn, allow banks and other lenders to better assess enterprise risks using modern ICT based techniques for credit risk assessment and credit scoring.

Sovereign creditworthiness will continue to diverge, with a further deterioration in advanced countries and continued improvement in emerging markets.

Finally, the high correlation between the creditworthiness of a particular country s commercial banks and that of its government creates an additional source of vulnerability, which is particularly damaging in the eurozone.

Poor 2012 corporate financial results will further undermine credit ratings.

There is no indication that the markets are dysfunctional and overstating the differences between countries creditworthiness.

The banks claim that lending remains constrained by a shortage of creditworthy borrowers, owing to the sick economy.

The debts will re emerge like a tumor, growing year by year, while undermining the creditworthiness of stable eurozone countries.

Women's micro credit groups in particular have demonstrated excellent credit histories with financial institutions and proved that the urban poor are bankable.

Some argued that the aim of debt sustainability was to re establish creditworthiness and access to return to borrowing in private financial markets.

So, for example, if they use the cash to continue financing the private sector, they will ensure that loans go to creditworthy customers.

They focused on buying assets, repackaging them, and selling them, while establishing a record of incompetence in assessing risk and screening for creditworthiness.

Meanwhile, too little is being done to help banks that actually do what banks are supposed to do lend money and assess creditworthiness.

All of these are highly uncertain, and require many assumptions to reach some form of judgment about creditworthiness.

An extensive list of financial, non bank financial institutions and non financial entities is covered by the legislation, which will in future also include accountants, company and trust service providers, real estate dealers and dealers in precious metals and stones.

The continuation of the current crisis is likely to produce more foreign exchange crises, as governments creditworthiness and the position of their banks go hand in hand.

Trustworthiness

The ECB has lowered the threshold of creditworthiness that Greek government securities must meet in order to allow continued Greek borrowing.

PRINCETON Fiscal unification is often an effective way to enhance creditworthiness, and it may also create a new sense of solidarity among diverse peoples living within a large geographic area.

Mastering the specific information related to assessing creditworthiness and monitoring the performance of loans is precisely the kind of thing at which the private sector is supposed to excel.

The Revolt of the Meritocrats

Financial viability

Let's take meritocracy.

Likewise, if the perceived creditworthiness of the government is shaken, then intervention from some outside lender of last resort might be essential for either the second or third cure to work.

The Rise and Fall of Meritocracy

Your credit cards have been frozen.

My credit's shot.

By building up savings over a few years, the farmers eventually become creditworthy, or have enough cash to purchase vitally necessary inputs on their own.

It is the flow of credit that is important, and the reason that the failure of banks during the Great Depression was important is that they were involved in determining creditworthiness they were the repositories of information necessary for the maintenance of the flow of credit.

Two roads to sustained viability

I am a meritocrat in that sense.

Microenterprise credit product

And this credit card thing?

It'll go back to the credit card used for the original purchase.

This way public credit registries and credit bureaux may be able to operate and provide adequate and up to date electronic credit information.

Inclusion of references to longevity merit steps

And that nice thing is called meritocracy.

The merit remains, the fundamental driver.

(b) Allow utilization of the full value inherent in assets to support credit in a broad array of credit transactions

My credit cards, they never fail.