The antivirus program Checkprogram , banking protection system MdLock , and Core Banking Software Cobis are products of Ecuadorian development.

The five summary reports profiled the common weaknesses and positive practices of country offices in the areas of basic programme management, cash assistance management, fund raising and donor reporting, bank reconciliation practices and staff office safety and security.

An essential component of the accountability framework is the clear and meaningful measurement of programme delivery.

Bank secrecy

The Banking Conundrum

Banking

Bank signatories

C. Bank interest 621

C. Bank interest

A key challenge is to determine which actions are critical to the success of programmes.

These resources will be generated by charging a fixed percentage, aligned with the UNDP cost recovery policy, on all core and non core programme resources, thus ensuring full proportionality between core and non core resources.

Inputs are often imported, essential services (including such services as banking and insurance) are provided by foreign companies, and, overall, the development multiplier of commodity production, processing and trade is lower than it could be.

Getting Bank Culture Right

China s Banking Revolution

Bank charges

Opening of bank accounts

Reconciliation of bank accounts

Bank accounts.

D. Bank charges 585

D. Bank charges 154.4 154.4 11.6 166.0

H. Banking

In their bank accounts.

This Government has promoted international cooperation through various programmes described in the core document.

The basic package is for all other countries where UNICEF has a programming presence.

The insufficiency of core resources for both administration and programme development represents the single most important constraint on the performance of development entities.

The European Banking Disunion

Segregation of banking duties

Segregation of banking duties

b Includes bank interest.

Banking and credit

H. Banking and credit

H. Banking and credit

D. Investment, finance and banking . 40 41 10

(a) Bank accounts managed 450 495

H. Banking and credit . 36 37 11

D. Investment, finance and banking . 46 50 10

Missions have been reminded to put in place measures to facilitate the timely receipt of bank statements and preparation of bank reconciliations.

The Community Support Framework remains the main financing means of intervention (through Sectoral and Regional Operational Programmes), together with Community Initiatives and other Community Programmes.

The National Bank defines the permitted combination of banking transactions which non bank credit and financial institutions may perform.

It is also expected that the use of a common banking interface will result in reduced banking fees.

Table 31.5 Resource requirements bank charges

Bank Loans, Mortgages and Credit.

Bank accounts, authority and policy

August 2001 KfW Banking Group, Frankfurt, Germany September 2001 Department for Economic Research

Security rights in bank accounts