It is ultimately funded through retail bank deposits, banks wealth management products, and private equity.

Moreover, they must maintain an extensive and thus expensive domestic retail network to collect the savings deposits from which they are not profiting.

Applying this process to large banks and to financial institutions that are not formally banks and that do not have insured retail deposits sounds fine on paper.

Narrow banking, which entails retail deposits being kept in distinct entities, backed only by safe and liquid assets like government bonds, does not fare well under the All Souls microscope.

In the UK, an Independent Commission on Banking, headed by Sir John Vickers, rejected separation of retail from investment banking, recommending instead ring fencing deposits from the investment arms of universal banks.

Retail fuel dealers

Retail trade 353

Small retail businesses.

Applying this process to large banks and to financial institutions that are not formally banks and that do not have insured retail deposits sounds fine on paper. But in practice there is an insurmountable difficulty with this approach.

(f) Bank deposits

(a) Mineral deposits

With 15 million retail outlets, India has the highest retail outlet density in the world.

Wholesale and retail petrol

Cash and term deposits

(i) Cash and term deposits

Deposits over 100,000 ( 133,000) incurred losses.

It created federal insurance for bank deposits.

b Consists principally of loans and deposits.

4170 Refundable deposits for sensitive product categories

The retail sector is characterized by economies of scale and scope as well as vertical integration and the existence of large retail chains.

Inefficiency in agriculture, retail, and government are legendary.

Holmes, whose family had a history in retail.

(d) Importation wholesale and retail businesses (foreign country).

At the same time, finance takes on quasi fiscal functions by excluding government fiscal deposits government deposits in the national treasury, commercial banks fiscal savings, and central treasury cash managed through commercial bank deposits from the money supply.

However, with a growth rate significantly higher than for total retail trade, the share of e commerce in total retail trade is also growing.

Relentless extraction is quickly depleting China s resource deposits.

Depositors are paid almost nothing on their deposits.

The country is estimated to have the second largest gold deposits after South Africa and one of the largest copper deposits in the world.

But structured deposits for example, deposits whose rate of return is linked to the performance of the New York Stock Exchange are becoming increasingly popular.

Recent monthly figures suggest a pick up in retail sales.

Overall, consumers are increasing their spending across most retail categories.

Perhaps most important, current retail petrol prices are readily visible.

In 2002, for example, China's retail market was worth 4,000 billion, larger than all non Japan Asian countries combined, and represented 5 per cent of worldwide retail sales.

In 2007, huge oil deposits were discovered off Brazil s coast.

Some banks may even prefer these flows to direct deposits.

The area is also rich in oil and gas deposits.

The Prince Charles Mountains contain significant deposits of iron ore.

In the area of retail, the increasing popularity of modern format large shops, for example retail outlets outside city centres, has given rise to concerns about small shops vanishing.

Consider also what is happening to private consumption and retail sales.

They pioneered new retail institutions, from department stores to box stores.

The importance of active adults to the retail market are significant.

Thailand has gradually liberalized its retail trade since the late 1980s.

A retail ring fence makes most sense if coupled with new a new resolution regime, which would allow a retail subsidiary to be wound up without contagion across the group.

When banks make loans, they create deposits for borrowers, who draw on these funds to make purchases. That generally transfers the deposits from the lending bank to another bank.

And, despite Africa s huge natural resource deposits, heavy manufacturing remains elusive.