It may pile up in bank reserves or savings accounts, or it may produce asset bubbles.

There were rural infrastructure projects designed to produce labour savings for women, for example, by replacing hand drawing of water with boreholes and pumps.

Savings

Low savings countries cannot easily adjust without an equivalent adjustment in high savings countries, because their low savings rates may have been caused by high savings abroad.

But, just as the eurozone s struggling economies have an overvalued currency, Germany has an undervalued one, which tends to produce external surpluses and, by definition, an excess of savings over investment.

The Yètè Mali Savings Network or savings and loan cooperative.

It was further suggested that further detailed analyses be provided on the administrative and financial implications of possible synergies, which should draw upon the strengths of all the secretariats and produce cost savings.

All that is needed are the right financial incentives to induce utility companies to produce less electricity (and still be more profitable) and consumers to reduce their use (and gain savings without sacrificing comfort).

Both the savings shortage and savings glut hypotheses confuse accounting outcomes with causes.

Japan s Savings Crisis

Demand savings accounts

Term savings accounts

Apart from accounting for the global divergence in savings rates, tight credit constraints in China might explain the country s high, and rising, savings rate especially as the large rise in national savings is attributable mostly to household savings.

Balancing China s High Savings

Savings rates shot up.

It reminds us that much of success in a capitalist society is based on cultural and historical factors that produce qualities such as innovativeness, willingness to tolerate risk, and willingness to defer gratification through savings and education.

We have enormous energy savings.

(b) To achieve cost savings

Fadil's life savings were gone.

These are Sami's life savings.

Sami stole Layla's life savings.

Generally speaking, savings are increasing.

Savings on prior period obligations

For nearly a decade, capital from high savings countries like Germany flowed to low savings countries like Spain.

Important benefits of trade and transport facilitation measures relate to time savings, which often outweigh direct cost savings.

Africa needed capital, but lacked savings.

Why Are Savings Patterns So Different?

This story is fundamentally different from the savings shortage and savings glut hypotheses, and it leads to dramatically different policies.

The Asia Pacific region has the highest savings rate in the world, although intercountry variations in savings rates have been noticed.

For 2002, there were savings of 473,062 kWh for 2003, average energy savings were of the order of 27.6 per cent.

Savings are, of course, no bad thing.

Domestic savings, however, remain a major constraint.

Meanwhile, China s savings rate remains stubbornly high.

Talk abounds of a global savings glut.

One problem the poor often have in accumulating savings is lack of easy access to savings accounts where they can deposit money.

and produce sparks

and produce sparks

Notice to produce

Government savings have fallen, especially in the United States and Japan, and household savings have virtually disappeared in some countries with housing booms.

Our customers get to enjoy huge CO2 savings.

The potential energy savings is very, very significant.

And savings are particularly good for developing countries.

Indeed, China has a rare problem excessive savings.

But that savings number hides something very critical.

America certainly does not have a savings glut.