The Provident Fund loans are not considered an investment asset.

The estimation of the present value of Provident Fund loans on an aggregate basis indicates that the difference between the book value and the present value of the Provident Fund loans would be immaterial relative to the overall balance sheet total and amount to 1,371,727.20.

The Provident Fund humanitarian loan system was never intended to grant loans in any commercial sense.

Automatic Savers

In order to put together seed money, women organize themselves through the tontine system and other forms of saving.

America s Saving Surprise

Japan s Savings Crisis

Savings rates shot up.

Demand savings accounts

Term savings accounts

(e) The exclusion of many individuals, including women who are homemakers, persons with disabilities and older persons, from the Mandatory Provident Fund Scheme, due to their inability to make sufficient voluntary contributions

Saving. A domestic saving rate in excess of 50 has served China well.

Some of them elect not to save.

Both the savings shortage and savings glut hypotheses confuse accounting outcomes with causes.

The Committee recommends that HKSAR enable domestic helpers to acquire pension rights through their inclusion in the Mandatory Provident Fund.

Balancing China s High Savings

Saving more today is not an option.

Now in the financial savings world,

Most countries have introduced some form of forced savings (such as compulsory contribution to pension and provident funds) and provide tax incentives to stimulate long term household savings.

In other words, the government s negative saving is being financed by the private and household sectors positive saving.

America s Saving Rate and the Dollar s Future

Too Much Saving, Too Little Investment

Those who have kids, you teach your kids to save.

Nine out of 10 either cannot save through their 401(k) plan, decide not to save or don't decide or save too little.

Saving may also take the form of individual contributions to retirement accounts or employer contributions to corporate saving plans.

Shlomo Benartzi Saving for tomorrow, tomorrow

Cut Now, Save Later

Talk abounds of a global savings glut.

Why Are Savings Patterns So Different?

And then it's a high savings rate.

That's really key, 20 towards her future savings.

As he moves his savings rate down, it means that he's saving zero when it's all the way here at the left.

Talk abounds of a global savings glut. In fact, the world economy suffers not from too much saving, but from too little investment.

Oil rich countries tend to save a lot. Countries with serious internal crises or conflicts tend to save little.

There is no way to predict what the saving rate will do next.

American households are saving again.

The Yètè Mali Savings Network or savings and loan cooperative.

We think about saving. We know we should be saving.

It means that you have to save more today.

Nine out of 10 either cannot save through their 401 plan, decide not to save or don't decide or save too little.

Since the saving of younger savers is now high and the dissaving of the older dissavers is low, the net saving rate is high.

As this change unfolds, the enormous willingness to save, and to tolerate high saving government policies, will fade.

Apart from accounting for the global divergence in savings rates, tight credit constraints in China might explain the country s high, and rising, savings rate especially as the large rise in national savings is attributable mostly to household savings.

How many people end up saving to a 401 plan?

Unfortunately, explaining saving rates is not an exact science.