Important benefits of trade and transport facilitation measures relate to time savings, which often outweigh direct cost savings.

At the same time, about 40 of China s bank savings are not lent out.

America s government will, for a time, partly make up for the increasing savings of US consumers.

Savings

Low savings countries cannot easily adjust without an equivalent adjustment in high savings countries, because their low savings rates may have been caused by high savings abroad.

The Yètè Mali Savings Network or savings and loan cooperative.

There are now two full time and four part time team leaders (one full time and three part time staff members from UNICEF) who are supporting country teams to establish and monitor the ensuing savings from common services.

Tackling social and environmental problems at the same time with the same solution yields great cost savings, wealth generation and national security.

The last time China saw such high growth in domestic investment, the savings rate was not as high as it is now.

Both the savings shortage and savings glut hypotheses confuse accounting outcomes with causes.

Japan s Savings Crisis

Demand savings accounts

Term savings accounts

Apart from accounting for the global divergence in savings rates, tight credit constraints in China might explain the country s high, and rising, savings rate especially as the large rise in national savings is attributable mostly to household savings.

Balancing China s High Savings

Savings rates shot up.

In their private lives, Americans have become addicted to consumerism, which drains their time, savings, attention, and inclination to engage in acts of collective compassion.

Once upon a time, policymakers understood that the government should tweak asset supplies to ensure sufficient supplies of liquid assets, safe assets, and savings vehicles.

We have enormous energy savings.

(b) To achieve cost savings

Fadil's life savings were gone.

These are Sami's life savings.

Sami stole Layla's life savings.

Generally speaking, savings are increasing.

Savings on prior period obligations

For nearly a decade, capital from high savings countries like Germany flowed to low savings countries like Spain.

There was a time when privatization allowing individuals to set up individual savings accounts seemed better than Social Security, which invests in lower yielding Treasury bills.

Enterprise switches are typically found in networks with larger number of switches and connections, where centralized management is a significant savings in administrative time and effort.

Africa needed capital, but lacked savings.

Why Are Savings Patterns So Different?

This story is fundamentally different from the savings shortage and savings glut hypotheses, and it leads to dramatically different policies.

Treasury Secretary John Snow has spent almost no public time on the budget, but a lot of public time on China. Republican political operatives care far less about national savings than they do about manufacturing sector job losses.

Accumulating excessive debt usually entails moving some part of domestic aggregate demand forward in time, so the exit from that debt must include more savings and diminished demand.

Savings in costs, time and effort resulting from such use have led to a trend of making available as much information for the benefit of suppliers as possible.

The Asia Pacific region has the highest savings rate in the world, although intercountry variations in savings rates have been noticed.

For 2002, there were savings of 473,062 kWh for 2003, average energy savings were of the order of 27.6 per cent.

Savings are, of course, no bad thing.

Domestic savings, however, remain a major constraint.

Meanwhile, China s savings rate remains stubbornly high.

Talk abounds of a global savings glut.

At the same time, since returns to capital are kept low by high wages, very little investment occurs. The excess of savings over investment flows abroad as capital exports.

Recognizing that remittance flows constitute sources of private capital and that remittances have increased over time, complement domestic savings and are instrumental in improving the well being of recipients,

One problem the poor often have in accumulating savings is lack of easy access to savings accounts where they can deposit money.

Government savings have fallen, especially in the United States and Japan, and household savings have virtually disappeared in some countries with housing booms.

In fact, modern tools like maps and satellite navigation contribute to annual savings of up to 3.5 billion liters of gasoline and more than one billion hours of travel time.