That experience confirms that, in spite of all your limitations all your wants, desires, unfulfilled, and the credit cards and layoffs and, finally, baldness you can be happy.

Waiting 10 years for the payoff from education is too long when you need to meet daily needs, when you've got siblings to look after or a business to help with.

One is that research shows that once you have all of your material needs taken care of which most of us, all of us, here in this room do research shows that there are very few things in life that can actually elevate your level of happiness.