Funds for pension and disability insurance are provided for by the insured, employers and the State.

It is acquired by work, i.e. obligatory pension and disability insurance and voluntary insurance, as provided under the law.

Rights to pension or disability insurance are acquired and exercised under conditions stipulated by law.

The right to disability insurance is acquired by an insured person who is obligatorily or voluntarily insured by pension or disability insurance and who

Beside this kind of insurance, beneficiaries participate in the costs of health services.

Therefore, compulsory contributions to a social insurance scheme must not necessarily result in the payment of insurance benefits.

To exercise rights and identified requirements and interest to pension and disability insurance, the pension disability insurance fund was established.

Rights to pension and disability insurance are inalienable personal material rights and they cannot be transferred to or inherited by other persons.

The total annual personal taxable income must not exceed the amount of annual pension paid to uninsured old people by O.G.A. (Agricultural Insurance Organization).

The system of social security is still developing in Pakistan.

The right to disability pension is exercised by the insured party that was mandatory or voluntarily insured by pension and disability insurance

31.1 Under section 31, Special expenses, resources are provided to cover specific expenditure requirements for (a) after service health insurance (b) compensatory payments (c) general insurance charges (d) bank charges and (e) pension payments to former Secretaries General (see table 31.1).

Proper legislative basis for a stable development of the Insurance system in Armenia was created.

By application of the pro rata temporis rule, 70 per cent of the pension is payable by the Spanish system and the rest by the Swiss system.

Retirement pension

Retirement benefit

NPC The non pensionable component is that part of net salary excluded from application of staff assessment in determination of the gross pensionable salary.

Female workers aged 55, having paid social insurance for 25 years and male workers aged 60, having paid social insurance for 30 years, are entitled to equal maximum monthly pension in accordance with the Government's regulations.

The health insurance also extends to persons who on 1 January 2003 had up to five years left until attaining the pensionable age and are maintained by their spouses who are insured persons.

The pension system in Republika Srpska is governed by the Law on Pension and Disability Insurance (Official Gazette of Republika Srpska, 32 00).

For the exercising of the right related to the pension and disability insurance, as well as determined needs and interests in the area of that insurance, two entity funds for pension and invalid insurance have been established.

Mexico has chosen a targeted insurance scheme for households that are not covered by social security scheme and are too poor to afford private insurance.

In fact, deposit systems have proved effective in promoting recycling of a wide variety of products.

In essence, this is a system of an individual saving schedule, where the size of the pension depends on the total contribution of payments and the productivity of the pension fund.

Rights to pension and disability insurance are defined by law as follows

Employment and wages rose where the program was introduced, even though average working hours were unchanged.

The extent of rights depends on the length of pension seniority and salary levels that the insured had during his work period, or the base amounts paid as contributions for pension and disability insurance.

Of course, several practical questions will have to be resolved before introducing a mobile phone deposit scheme.

Insuring Against Insurance

Gross pensionable salary is the basis for determining Pension Fund contributions under article 25 of the Regulations of the United Nations Joint Staff Pension Fund and for determining pension benefits.

As stated under Article 11 also, the system of social security is not very well developed in Pakistan.

Pension Arrangements

(For purposes of pension benefits and pension contributions)

The Computerized Insurance Management System developed by UNCTAD and AIO is now at a stage where a permanent service centre and technical support team will have to be established to service the demand for this facility throughout the African continent.

Activities include insurance and annuities, life insurance, retirement insurance, health insurance, and property casualty insurance.

The US spends 1 of its GDP annually simply to administer its complex, unwieldy insurance system.

Moreover, universal medical insurance is emerging, and a comprehensive system for providing aid to students from poor families has been established.

With regard to the State party's argument that the author should also direct the communication against Switzerland, the Committee notes that the author does not contest the part of his pension that he receives from the Swiss social security system and that, furthermore, Switzerland has not ratified the Optional Protocol.

Of the 61 per cent of the population that is insured, 32 per cent are affiliated to the contributory regime while 29 per cent are insured under the subsidized health care regime.

The Participants approved the suggestion to improve the efficiency of the KPCS by working with specialized agencies and insurance companies to ensure that their procedures are fully in line with the KPCS.

The right to pension and disability insurance

E. Pension payments to former Secretaries General

In order to carry out rights to pensions and disability insurance, two Entity funds for pension disability insurance were formed.

The amount of the Spanish pension in 1995 was 62,174 pesetas (373.67 euros) and the amount of the Swiss pension was 578 Swiss francs, both per month.

They include obligatory pension or disability insurance and voluntary insurance for people in accordance with the laws, rights to old age pensions, disability pension due to reduction or loss of work ability and the death of the insured, and the provision of social security to insured persons and their family members.