Behind in your dues? How much?

Yes... how much is your equity in it?

You'd better spin a new yarn on your dues

But your real net worth is your assets minus all of your liabilities.

So in this case, your net worth is actually 11,000, not 116,000.

And you're like, Well, you're not really worth 1 million unless you own that house outright, and you could actually sell that house for 1 million.