The Dodd Frank Act did succeed in putting the OTS out of its misery, but jealous congressional oversight committees have prevented a merger of the SEC and CFTC, and nothing has been done to rationalize banking supervision.

Mailat sought escape from his Romanian misery and his Romanian past, but could not imagine that he would find in an Italian refugee camp as much misery as before that the image in the mirror of his daily new life would be that of a killer.