This British understatement of yours, I begin to find irritating.

In an increasing number of LDCs, unabated decline in per capital real income, aggravating poverty and deprivation are threatening social stability.

They range from subdued bank lending to unusually high risk aversion, and from discredited credit vehicles to the withdrawal of some institutions from credit intermediation altogether.

In Bangladesh, an otherwise peaceful society, the unbridled flow of small arms and light weapons through our porous borders and their illicit trade have significantly frustrated Government efforts to improve the law and order situation.

The immediate causes are well known. They range from subdued bank lending to unusually high risk aversion, and from discredited credit vehicles to the withdrawal of some institutions from credit intermediation altogether.